The Complete ‘Wise Guide’ to the Best Currency App in 2025
Planning a trip abroad and confused about how to exchange currency?
You’re not alone. Questions like:
“How much cash should I exchange?”
“Are airport kiosks really that bad?”
“Is there a smarter way to handle this?”
Yes, there is — and it’s called Wise. Formerly TransferWise, this app is now the go-to solution for travelers, students, freelancers, and digital nomads. With real-time exchange rates, low fees, and multi-currency wallets, Wise is your all-in-one money travel tool.
Let’s walk through exactly how to use Wise from start to finish — even if it’s your first time.
Step 1. Create Your Wise Account
- Visit wise.com or download the Wise app (iOS / Android)
- Sign up using your email or Google account
- Verify your identity:
- Upload a passport, ID, or driver’s license
- Take a selfie (for security verification)
- Approval takes 1–3 business days
Tip: Wise supports most major currencies and is available in over 160 countries. Yes, you can get a card shipped to Korea, the US, or Europe.
Step 2. Set Up Your Multi-Currency Wallet
Wise allows you to store and manage multiple currencies in one wallet.
- Open the app → Tap on “Balances”
- Click “+ Add currency”
- Choose the foreign currency you want (USD, EUR, JPY, etc.)
- You can convert between balances instantly with real-time rates
Tip: The conversion fee is usually 0.35%–1%, which is far cheaper than banks.
Step 3. Order Your Wise Card (Physical or Digital)
- Tap on the “Card” menu in the app
- Apply for your physical or digital card
- Enter your shipping address → Receive your card in 1–2 weeks
- Digital card is issued instantly for online payments
Tip: Use the physical card for ATM withdrawals, and the digital card for mobile payments (Google Pay / Apple Pay).
Step 4. How to Use Wise for Payments and Cash
| Situation | How to Use Wise |
| Pay at stores abroad | Use your Wise card in local currency |
| Book online hotels or transport | Pay directly in USD, EUR, etc. via the app/card |
| Need cash? | Withdraw from ATMs abroad (low fees!) |
Important: Always choose “Pay in local currency” to avoid DCC (Dynamic Currency Conversion) fees.
Step 5. Bonus: Send Money Internationally
- Send money to friends, family, or even hostels abroad
- Use email or IBAN to transfer
- Transfers usually take a few seconds to 1 day
Tip: Wise is a favorite among long-term travelers, students, and anyone paying rent or tuition ab
“I didn’t realize currency exchange could be this easy.No banks, no stress, and way less fees. Wise has changed how I travel.”
Now you can leave your bulky wallet at home — all you need is your Wise card and your phone.
https://dailyinout.com/smart-travelers-exchange-currency-like-this-in-2025-no-bank/
